🎆 Celebrate Safely This 4th of July: Tips from Your Morris Plains, NJ Insurance Agency

The 4th of July is one of the most exciting holidays of the year here in Morris County, NJ—parades, BBQs, fireworks, and plenty of time spent with friends and family. But while you’re enjoying the red, white, and blue festivities, it’s also important to keep safety and proper insurance in mind.

At BIS Improved Insurance Agency, based in Morris Plains, NJ, we want to make sure your holiday is fun, memorable, and protected—whether you're lighting sparklers in the backyard or heading out to see fireworks.

đŸ”„ Fireworks & Backyard Safety

If you’re attending a public fireworks display—great choice! These events are handled by professionals and usually have safety precautions in place. Morris County towns like Florham Park, Hanover, Mendham, and Dover are all hosting amazing firework celebrations this year.

Planning something at home? Be extra careful:

  • Only use legal fireworks approved in New Jersey.

  • Keep a safe distance from spectators (especially kids!).

  • Soak used fireworks in water before tossing them in the trash.

Pro tip: Even small backyard parties come with risk. Make sure your home insurance policy includes liability coverage in case a guest is injured or property gets damaged.

🍔 Grill With Care

Grilling is a must on the 4th, but it’s also one of the top causes of holiday-related house fires. Before firing up the BBQ:

  • Set up on a flat surface away from the house or garage.

  • Keep a fire extinguisher close by.

  • Never leave the grill unattended—especially with little ones running around.

Homeowners insurance can help if fire causes damage, but preventing the issue is always better than filing a claim.

🚗 Hosting Guests or Traveling?

Whether you’re having friends over or heading down the shore, it’s a good idea to review your auto insurance policy:

  • Are all regular drivers listed?

  • Do you have roadside assistance or rental coverage for summer road trips?

And if you're the go-to house for parties, talk to us about an umbrella policy—that added liability protection could make all the difference if something unexpected happens.

🧯 First Aid & Emergency Preparedness

Things can happen—bug bites, minor burns, slips near the pool. Keep a stocked first-aid kit nearby, and make sure you know where your nearest urgent care center in Morris County, NJ is located.

If you’re not sure what your health insurance covers (especially during off-hours or weekends), now’s a good time to double-check.

🎇 Where to Watch Fireworks in Morris County, NJ

Looking for a fun, family-friendly celebration nearby? Here are some great options happening in Morris County this 4th of July:

  • Florham Park – July 4 parade, picnic, and fireworks.

  • Mendham – Fireworks celebration at Mosle Field.

  • Hanover Township – Bounce houses, food trucks, and fireworks at Veterans Field on July 2.

  • Dover – July 3 at Hamilton Field (gates open at 6 PM, $5 admission).

  • Morristown National Historical Park – July 4 reading of the Declaration of Independence.

  • Morris Plains – Fireworks and Family Day on June 28 at Community Park.

📍 For full local event listings, visit:
👉 Morristourism.org’s Fourth of July Events
👉 MorristownGreen.com
👉 Patch: Morris Plains Fireworks Schedule

🏠 Final Thoughts from BIS Improved Insurance

Enjoy the long weekend, but take a few minutes to check in on your coverage. We’re always here to answer questions about:

  • Home & renters insurance

  • Auto policies

  • Umbrella protection

  • Small business insurance

  • Flood or vacation property coverage

Wishing you and your family a safe, joyful, and well-covered 4th of July from all of us at BIS Improved Insurance in Morris Plains, NJ!

📞 Call us at (973) 683-1000
🌐 Visit us online at www.bisrm.com

www.bisrm.com/contactus

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