3 Insurance Tips for a Safe September in NJ

s summer winds down and fall settles in, it’s the perfect time to reset, get organized, and make sure your home and insurance coverage are ready for the months ahead. September in Morris Plains, New Jersey, and the surrounding Morris County area often brings unpredictable weather—from heavy rains to early storms—so a little preparation now can save you from costly surprises later.

Here are three simple steps you can take today to protect your home and family this season:

1. Trim Trees and Remove Dead Branches

Falling branches are one of the most common causes of property damage during storms. Take a walk around your property and check for dead or overhanging branches that could fall on your home, vehicles, or even people. A quick trim today can prevent a big problem tomorrow.

2. Inspect Your Drainage System

Heavy autumn rains can quickly overwhelm clogged gutters or poor drainage. Clean your gutters, check downspouts, and make sure water is flowing away from your foundation. Proper drainage helps protect your home from flooding and costly water damage.

3. Review Your Insurance Coverage

As your needs change, so should your insurance. Take a few minutes to look over your homeowners and auto policies to ensure your coverage is up to date. If you’ve made any major purchases, renovations, or life changes this year, it may be time to adjust your policy to keep everything properly protected.

Need a Policy Review?

At BIS Insurance, located in Morris Plains, New Jersey, we’ve been protecting New Jersey families and businesses for nearly 50 years. Our team is here to answer your questions and make sure your coverage works for your current needs.

📞 Call us today at 973-683-1000
💻 Or request a review at bisrm.com/contactus