What’s Changing in Insurance This Year – And Why It Matters for Morris Plains Families and Business Owners
If you’ve noticed your insurance premiums rising, you’re not alone. Whether you own a home, run a business, or just renewed your auto policy, 2025 is bringing some major shifts in the insurance world. At BIS Improved Insurance in Morris Plains, NJ, we’re helping our clients stay ahead of the curve and make sure their coverage still fits their needs.
Main Sections:
1. Home & Auto Premiums Are On the Rise
Repair costs, labor shortages, and severe weather have all contributed to increased rates. If you haven’t reviewed your policy recently, it may be time.
2. Flooding and Storm Maps Are Being Redrawn
More frequent weather events are prompting insurance carriers to reassess risk — and that’s affecting pricing and eligibility, even inland.
3. Smart Tech Is Leading to Smarter Policies
Using a smart home device or a safe-driver app? You could be eligible for discounts you’re not even using yet.
4. New Developments in Morris Plains
Local projects like Rivian are shaping the business landscape — and with it, commercial insurance needs.
Call to Action:
Let’s review your policy together and make sure you’re protected — at the best possible rate. Insurance rates are constantly changing from company to company. At BIS Improved Insurance Agency we pride ourselves on being able to quote your home, auto and commercial policies with multiple A rated companies. We take the time to make sure your insurance policies and coverages are tailored to meet your insurance needs. Call us today to review your insurance policies. 973-683-1000
📞 973-683-1000
🌐 www.bisrm.com
📍 Located in Morris Plains, New Jersey